PALs, which stands for Partners Active Locations, is an IACFB proprietary program that operates on S-Q-L or sales qualified leads.  Members of the PALs network are primarily new members, operating part-time, and want to launch their business as professional lead generators.  PAL members simply generate a qualified lead, turn the lead over to IACFB underwriters, and the IACFB staff does the rest.  

And the great news is that if the lead converts to a client, the PAL broker earns full industry commissions.  The PAL program eliminates most of the selling and all of the applications and paperwork. All of the heavy lifting is accomplished by IACFB.