While virtually all those seeking to enter our industry as full-time professionals and freelance consultants subscribe to the Academy as a member, others who are entering with very part-time intentions only require minimal training.  All agents and brokers start with our Factoring 101 Broker’s training guide.  Depending on the type of business they intend to operate and how they intend to market and generate clients and leads, some of the courses or products available through the Academy are much more important than others.   For agents and in particular IACFB PALs, a la carte subscriptions and products are also a great way to defer many costs initially as you enter and launch your business on a very part -time basis.